The fund grows two ways — a share of everyday giving set by policy, and top-ups donors choose to add as they give. Both land in the same place, held in your name.
From there, both follow the same path — swept to custody, invested, and paid back each year.
The survival loop
Most organizations rely on annual fundraising cycles. An endowment turns giving into a financial asset that supports the mission indefinitely.
Assurances
Built to satisfy a finance committee.
Ownership, distributions, and continuity — the questions every board asks, each answered on its own terms.
The money is held, invested, and governed to the standard a large foundation would expect — with your board in control at every step.
Regulated custody
Held at Charles Schwab under your own title — Member SIPC, never commingled, and never on Plero’s balance sheet.
Board-set investment
SEC-registered advisors invest to the policy your board approves — changed only by a board vote, reviewed quarterly.
Every decision on record
Policy, votes, and signers are captured the moment they happen — a permanent, auditable trail.
FAQ
Questions a finance committee asks.
Who owns the money?
Your organization — always. The fund is held in your own name at Charles Schwab, Member SIPC. Plero administers it; it is never owned by Plero and never sits on our balance sheet.
What happens if Plero goes away?
Because the assets are held in your name at the custodian, they stay exactly where they are. You can administer or move the fund independently — there is no lock-in, and your records are exportable at any time.
Is there a minimum, or do we need a big gift to start?
No. There’s no capital campaign and no major gift required. Most organizations begin with a small share — often ten percent — of the everyday giving they already receive.
Does anything change for our givers?
In most implementations, donors continue giving through the same familiar experience. The exact setup depends on your current giving platform and processing flow — which we confirm during onboarding.
How is the fund invested, and who decides?
To a policy your board approves, managed by SEC-registered advisors. The policy changes only by a board vote and is reviewed quarterly — not at Plero’s discretion.
How do distributions work?
A board-approved draw returns to your organization each year, calculated on a trailing average so payouts stay steady — while preserving the fund for the long term.Model your numbers →
Can we change or pause the share later?
Yes, anytime. You’re in control of the allocation, and adjusting or pausing it is a simple change your board can make whenever needed.
Get started
See it on your numbers.
Thirty minutes. We’ll trace one gift through every step, on your institution’s real figures.